Easy Budget
Personal finance app
Role
Role
Ui/Ux Designer
Duration
Duration
2 Month
Tool
Tool
Figma/ Figjam/ Marvel
About
About
Most individual does not have a systematic way to manage their personal finance this often result in poor financial habits.
The challenge is to design a user-centric budget app that not simplifies the process of tracking the income and expenses but also empowers users to make informed financial decisions and achieve financial goals.
Most individual does not have a systematic way to manage their personal finance this often result in poor financial habits.
The challenge is to design a user-centric budget app that not simplifies the process of tracking the income and expenses but also empowers users to make informed financial decisions and achieve financial goals.
Problems
Problems
Through research I discovered that the main problem was overspending, resulting from:
💥 Unforeseen events.
🤔 No, clarity regarding once own finance.
🧑🏻💻 No, systematic way to track expenses.
Through research I discovered that the main problem was overspending, resulting from:
💥 Unforeseen events.
🤔 No, clarity regarding once own finance.
🧑🏻💻 No, systematic way to track expenses.
Solution
Solution
Conscious spending was the key to helping users with their personal finances.
This solution was achieved through:
👁️ Providing clarity through visual representation of users personal finance.
💸 Encourage and promote saving within the app to make it easier for user to save.
📈 Creating a smooth way to track ones expense.
This solution was achieved through:
👁️ Providing clarity through visual representation of users personal finance.
💸 Encourage and promote saving within the app to make it easier for user to save.
📈 Creating a smooth way to track ones expense.
Design Process
Design Process
I followed a designed process that relied heavily on user interviews to gain as much insight as possible, followed by rapid feedback, iterations and testing.
I followed a designed process that relied heavily on user interviews to gain as much insight as possible, followed by rapid feedback, iterations and testing.
Affinity Map and Synthesising the problems
Affinity Map and Synthesising the problems
After the initial rounds of interview was conducted, I then prepared pared an affinity map to help synthesize the problem
After the initial rounds of interview was conducted, I then prepared pared an affinity map to help synthesize the problem
Branstorming -> Sketching
Branstorming -> Sketching
My thought process
How can I create an app that improves the financial habit of a user by helping them avoid over spending, keeping track of their daily expenses and encourage saving and investment?
How can I create an app that improves the financial habit of a user by helping them avoid over spending, keeping track of their daily expenses and encourage saving and investment?
Avoid over spending
Avoid over spending
Why is the user struggling with overspending?
Why is the user struggling with overspending?
● Unforeseen events
● No clear picture of their finance
● No systematic way to manage budget
● Small expanses slips through crack
● Unforeseen events
● No clear picture of their finance
● No systematic way to manage budget
● Small expanses slips through crack
Track expenses
Track expenses
Why is the user unable to track their expenses?
Why is the user unable to track their expenses?
● No systematic way to track their expenses
● No clarity (mental calculation)
● Payment are made in different modes
● Small expenses slips through
● Most users make payment from their phone
● No systematic way to track their expenses
● No clarity (mental calculation) Payment are made in different modes
● Small expenses slips through
● Most users make payment from their phone
Encourage saving/ investment
Encourage saving/ investment
Why is the user struggling to save/ invest?
Why is the user struggling to save/ invest?
● Having a single bank account
● Discouragement due to low income
● Hard to keep track of multiple account
● Having a single bank account
● Discouragement due to low income
● Hard to keep track of multiple account
Budget Creation
Budget Creation
● Allowing user to create budget that with different categories
● Helping user with different categories available with different icons
● Providing visual chart and graph for effective communication
● Showing their financial health via red, green and yellow lights signifying different health metrics
● Allowing user to create budget that with different categories
● Helping user with different categories available with different icons
● Providing visual chart and graph for effective communication
● Showing their financial health via red, green and yellow lights signifying different health metrics
Overspending
Overspending
● Create an emergency fund
● Provide a clear visual to help understand how much a user can spend/ avoid
● Introduce a warning feature when user reaches their limit
● Create a systematic way to look at their finances.
● Create an emergency fund
● Provide a clear visual to help understand how much a user can spend/ avoid
● Introduce a warning feature when user reaches their limit
● Create a systematic way to look at their finances.
Expense tracking
Expense tracking
● Provide a quick and intuitive way to keep track of their finances via..
● Create a widget that user can easily access, to track expense
● Provide categories where users can choose from
● Let user make payment and from different categories of budget
● Make the process in as minimum step as possible.
● Provide a quick and intuitive way to keep track of their finances via..
● Create a widget that user can easily access, to track expense
● Provide categories where users can choose from
● Let user make payment and from different categories of budget
● Make the process in as minimum step as possible.
Saving
Saving
● Let user directly save in the app
● Make the saving automatic
● Let user link their bank account and auto debit a certain amount on a specific date
● Provide different categories for different users
● Let user directly save in the app
● Make the saving automatic
● Let user link their bank account and auto debit a certain amount on a specific date
● Provide different categories for different users
Below are few initial sketches for the designs concept and flows:
I introduced a step wise booking process, with 2 thing in mind
Maintain a visibility of system status, taking away any kinds of ambiguity. These lowers drop off and user become more willing to participate.
Progressive disclosure of information allows user to be less overwhelmed with the sheer volume of information, making the interface easier to digest
Low- fidelity design
Low- fidelity design
Early design concept put into low-fidelity design for better structure and realization.
Early design concept put into low-fidelity design for better structure and realization.
Final Design
Final Design
Simple to use with sophisticated function
Final Design #1
Final Design #1
Screen in-depth: Home Screen
Final Design #2
Final Design #2
Screen in-depth: Expense Screen
Final Design #3
Final Design #3
Screen in-depth: Expense Screen
Final Design #4
Final Design #4
Onboarding
Final Design #5
Final Design #5
Registration/ Sign in
